Medicare is a federal government insurance program that helps millions of Seniors and people with disabilities pay for their health care. Medicare consists of Part A, B, C and D.

Medicare Part A is insurance that covers you at the hospital. It also provides limited coverage for a skilled nursing facility, hospice care, and home health care. In certain instances, you may also receive coverage from Part A outside the hospital or even in your own home.

Medicare Part B covers you at the doctor’s office. There is a premium associated with Part B services. Some people are able to receive help paying for their Part B premium, if they can qualify for a low income subsidy. To find out if you can qualify for a low income subsidy, you can visit https://www.benefitscheckup.org.

Medicare Part C is often referred to as Medicare Advantage. It is a pay-as-you-go, network-based program that includes insurance coverage at the hospital and doctor’s office. Many Medicare Advantage plans often include prescription drug coverage. Medicare Part C plans include all benefits and services covered under
Part A and Part B.

Medicare Part D is insurance that helps cover the cost of outpatient prescription drugs. These are drugs that you would typically purchase at your local pharmacy. Part D plans are offered by private companies approved by Medicare. Many people have difficulty affording their prescription drugs. To find out if you might qualify for help paying for your prescription drugs, please click on the “Help with Rx” tab on our home page. You will find helpful links to more information that may help you.